Investment and Funds

There’s something satisfying about saving money over time to put aside towards a goal for the future. There are many different investments to choose from Each one has a potential return that can beat inflation. It is important to think about the various kinds of investments and how they align with your overall financial goals including your tolerance to risk.

Funds and investment

A fund is an investment that pools your money with the money of other investors and invests it into diverse assets. This helps to spread your risk since you’re not relying on the performance of a specific asset type. For instance the UK Equity Fund will comprise of shares from several British companies.

There are also funds that offer a variety asset types, or sectors that are more specialized. This means there is a fund that is suitable for every investor no matter their level of experience, timeframe for investment or risk-taking approach.

Bond funds are a well-known choice of investment. They are a mix of IOUs or debt, generally from governments or corporations. They are less volatile than stocks. However, they can be affected by interest rate changes and the credit rating of the issuer.

https://highmark-funds.com/2021/12/23/market-risk-management-and-risk-calculations/